Motor vehicle insurance is mandatory in all States and the laws are different, has a minimum in all safe drivers. This makes it easier for a person injured in an accident, compensation, but it is not guaranteed. To pay claim, the insurer is exploring who or what caused the accident determined. Debt can completely with one person are or can be divided between two or more persons or companies.
For small accidents, insurance companies can do any research. After a serious accident, particularly those who cause death or serious injury, police will probably be an investigation and where appropriate, submit allegations of criminal, for example: homicide. Person was driving under
the influence of alcohol and causes an accident that killed can another person sets the charge of manslaughter.
The actions of one or several controllers are the main cause of accidents. To demonstrate that it has not achieved a different driver, must show that it has broken the driver of a law or a specific line. Often the police and insurance companies will decide that the negligent or reckless driver at the time of the accident.
Each been sets negligent driving something more, but the term usually means not attentive or does something that the average person should recognize other damage. Some acts are regarded as negligent:
- Ignore the speed limit, including published overspeed may be too slow to obtain.
- All road signs, traffic lights, signs of high performance to sign.
- In the absence of a signal or by turn or change lanes.
- The addition of road conditions: the possible maximum speed fast registered if the circumstances are bad, and when it is reduced visibility, the traffic is heavy or the road is in poor condition.
- Consuming enough alcohol or drugs (including prescription medications) to affect his judgment. An alcohol level of blood under the legal
limit does not mean automatically that, that they have not changed.
In many States, negligent driving is only a traffic violation, but the reckless conduct is a criminal offence which can result in time in prison.
Other causes
Sometimes, things are different actions of a driver of cause an accident. For example:
- Poor road surface
- The car is not properly
- Does not work or is a hidden road sign
If you quietly to an accident, stay, exchange of information on insurance and try to write what to help you later about the incident can recall research.
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